How to Buy a House Online

You’ve probably heard this a lot lately, but this is a strange time we’re living in. So much has been turned upside down. We have to be isolated from each other, none of us really feel secure right now, and many dreams and events have been put on hold.

Maybe for you, the dream that you’ve put on hold was buying a new home in Utah. Or maybe you’ve realized that you might need a new home in Utah because of changes to your employment or family situation.

And now you’re wondering how on earth you’re going to manage to find a new home when you aren’t supposed to go anywhere but your house.

Guess what – this is one thing you don’t need to worry about. There are still ways to go about finding and buying a house right now. You’ll just do it online. Here are some ways you can do that:

Google Search the Area Where You Want to Move

One of the easiest things you can start with is researching the area you’re considering moving into. Since it’s probably going to be a bit difficult to visit there before deciding on a home, you want to research the area well.

Start with the essentials. Where is your workplace, school, etc.? How far are you willing to commute? What is typical rush hour traffic like? Which schools would be best for your kids? Do you want to be closer to a city or to nature? Think of every question you have about the area and see what you can find on Google first.

It could also be good to get in contact with a real estate agent in the area so you can ask questions about anything Google might not have a good answer for. A real estate agent could help you get a feel for which neighborhoods might best fit your needs and help you find out about homes for sale in the area.

You could also research home builder companies in Utah. Many of them have new communities throughout the state, and though they are building new homes in Utah all the time, they may also have move-in ready homes available. They’d be able to help you find a new home right where you need it.

Take Virtual Tours of Homes

Once you have a good idea of what the area you’re moving to in Utah is like, you can start looking closer at the houses themselves. A lot of websites like zillow.com will show you the location of the home on a map, as well as pictures and some brief details about the home.

But even better than pictures is a virtual tour, and lots of home builders and real estate agencies have virtual tours available on their websites. Just do a quick Google search of “virtual home tours in Utah” and you’ll have no trouble finding tours of homes. Or, if you aren’t sure which companies to start with, try these tours first.

Virtual tours can give you a good idea of what to expect from a home. The home you tour may be a model, so make sure to find out all the details on the available homes from the company before you commit to anything.

If you aren’t sure exactly what you’re looking for in a home, virtual tours can help you figure that out. You’ll be able to decide if you prefer open-concept or not, lots of white or colors on the walls, and so on without any pressure from an agent.

Pick Your Floorplan or Move-in Ready Home

After checking out the virtual tours, you can pick your new home. Of course, there are other steps to go through before you can call it yours, but this will let you get the process moving. If you’re looking to move quickly, it’s a good idea to look at move-in ready homes, and you’ll be surprised by the great quality homes you can find.

However, before you take out a loan on the house and move into it, it’s a good idea to have a full inspection done on the house, especially if you don’t have the chance to visit the home in person before moving in. Make sure the inspection gives you details about things like the house’s foundation, roof, utilities, and so on. This way you will know about any issues with the home beforehand, and you’ll have greater comfort moving into the home knowing it’s well-built.

But if you’re looking to build a new home in Utah, you’ll need to decide on a floorplan. You can go to an architect for this (online, of course) or you can use a home builder company to go through instead. Many of these companies build master-planned communities with various floorplans available for each community. With life as crazy as it is right now, it could be nice to have a floorplan already designed with minimal effort on your part.

Some home builders may have customizations available to make the floorplan a better fit for you, but it’s much easier to pick between a few customizations than it is to work on designing an entire floorplan. Most home builders have the floorplans available on their websites, so you should have no trouble picking one to start with.

Apply for Pre-approval and a Loan Online

This is probably a tip you already know about, but it bears repeating. During this uncertain time, it may be better for you to apply for pre-approval and a loan online instead of in person. Most banks and credit unions offer these services online, and now more than ever is the time to use those online services.

It’s also worth noting that, currently, interest rates are low. If your finances are tight, you may want to wait until you feel more financially secure before getting a loan, but if you do feel financially secure, this could be a good time to look at mortgages.

Get a Home Warranty

When you can’t see a home in person before you buy it, it can be hard to trust that it’s in the condition you were hoping for. Pictures, for example, can be deceiving. What’s more, pictures won’t show you things like the furnace or foundation of a house.

So if you do need to buy a home sight unseen right now, it would be a really good idea to get a home warranty. This will help cover the cost of expensive repairs in the house if the furnace, appliances, plumbing, and so on break or sustain damage. Think of it as insurance for your house.

If you’re considering getting a home warranty, make sure you plan ahead. Most home warranties don’t offer coverage until 30 days after you purchase the plan, so start looking for home warranties before you move into your new home in Utah.

Holmes Homes offers a 10-year structural warranty and 2-year craftsman warranty on every home we build.

How Holmes Homes Can Help You

Holmes Homes knows how to help you find a new home and get settled comfortably even with all the uncertainty of this time. Now, when you buy a home online with Holmes Homes, you’ll receive an additional $1,000 in design options, so act fast and reserve your dream home! You’ll find that Holmes Homes has dozens of floor plans to choose from in communities throughout Utah. From virtual tours to customizations, and smart homes to helpful sales agents – Holmes Homes has you covered from start to finish. Contact us with questions today!